The Wells Fargo Health Advantage credit card is issued by Wells Fargo National Bank. Special terms apply to qualifying purchases charged with the approved credit. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. For newly opened accounts, the APR for Purchases is 9.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 8/25/15. Monthly payments are required during the promotional period and must be at least the greater of: (1) $40 (or the sum of the balances if it is less than $40); or (2) 3.5% of the Combined Balance.  If the purchase balance is not paid in full at the end of the promotional period, the remaining purchase balance will be transferred to the regular balance. The monthly payment on the regular balance may be more than the monthly payment during the promotional period. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.  The Wells Fargo Health Advantage┬« credit card is issued with approved credit by Wells Fargo Financial National Bank. Ask for details.